Community Loan Programs
Explore loan options with lower down payments, reduced interest rates, and flexible terms to make homeownership more affordable.
Getting Started
Explore Program Details
Click on each lender to learn more about their loan programs. You’ll find detailed information on the benefits and terms.
Connect with Lenders
Once you’ve identified programs that meet your needs, use the provided contact information to reach out directly to the lenders.
Bank Programs
Bell Bank
Whether you're a first-time homebuyer or looking for your next home, our Bell Moving Forward Downpayment Assistance Loan might be just what you need to make your dream of homeownership come true.
Program Highlights
- 2% Downpayment Assistance monthly payment loan to be paired with a 97% Loan to Value (LTV) first mortgage
- Available to buyers who qualify for Fannie Mae Home Ready, Freddie Mac HomePossible or Bell Moving Forward Advantage first mortgage
- Homebuyer Education Required.
Community One Grant Program
CMG Home Loans is dedicated to providing affordable financing options and with our new CMG Community ONE down payment assistance program, our goal is to help more home buyers achieve the dream of home ownership.
Program Highlights
- Down payments as low as 1%.
- Qualify for up to 2% or $6,000 towards purchase.
- Available to homebuyers meeting income and other requirements, in select areas within CA, IL, MA, MS, NY, TN, TX.
Journey to Accessible Homeownership
Frandsen Bank & Trust offers a $15,000 grant that can be stacked with other programs to cover your down payment or closing costs! Whether you're looking to purchase in Hennepin or Ramsey County, we've got you covered with below-market interest rates and personalized support.
Program Highlights
- A $15,000 grant
- 30-year fixed mortgage with no mortgage insurance
- 640 minimal credit score
Featured Loan Officers
These loan officers specialize in programs for low to moderate-income borrowers and underserved areas. Get personalized advice and tailored loan options to help you achieve your homeownership dreams. Connect with an expert today.
Tiffany Philips with Bell Bank
Schedule Meeting
George Gershon with CMG Home Loans
Schedule Meeting
Lance Elliot with Frandsen Bank & Trust
Schedule MeetingDisclaimer: The information on this page regarding community programs provided by lenders is for informational purposes only. Home Partner Hub is not affiliated with any of the lenders or programs listed and does not endorse their services. Users should contact lenders directly to confirm program details, availability, and eligibility requirements. Home Partner Hub does not guarantee the accuracy or currentness of the information and is not liable for any decisions or actions taken based on the content presented.